Caroline M. Stapleton is Counsel in the Washington, D.C., office of Buckley LLP. Ms. Stapleton represents banks and nonbank financial service providers in federal and state regulatory and enforcement matters.
Ms. Stapleton regularly advises clients on compliance with a variety of consumer finance laws, including the Consumer Financial Protection Act (CFPA), Federal Trade Commission Act (FTCA), Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Equal Credit Opportunity Act (ECOA), and the Fair Housing Act. In her consumer finance practice, Ms. Stapleton has worked with banks, savings associations, and nonbank lenders and servicers operating in a variety of spaces, including mortgage, credit cards, automobile finance, and student lending.
Ms. Stapleton’s banking law practice additionally includes advising financial service providers on chartering options at the state and federal levels, including traditional state and federal bank and thrift charters, special purpose national bank charters for fintech companies and other qualifying entities, and alternative state bank chartering options such as industrial loan company (ILC), and industrial bank (IB) charters.
Prior to joining Buckley, Ms. Stapleton was an attorney-advisor in the litigation division of the Office of the Comptroller of the Currency (OCC), where she represented the OCC in civil litigation, bank receivership preparation, employment disputes, and other administrative contexts.
Ms. Stapleton received her J.D. from Duke University in 2011. During law school, she served as an Articles and Comments Editor for the Duke Journal of Constitutional Law and Public Policy. Ms. Stapleton received her B.A. from Duke University in 2007 (cum laude).