Teresa Wilton Harmon is a partner in the firm’s Global Finance practice area, focusing on financial transactions and commercial law. Her financial transactions experience includes secured and unsecured loans, workouts and restructurings, structured finance and securitization. For over fifteen years, Teresa’s practice has placed particular emphasis on financial transactions involving regulated industries, including derivatives clearing organizations and financial market utilities, student loan companies and electric utilities. Her experience and knowledge allow her to bridge the gap between complex regulatory regimes and sound financing principles. Teresa takes an active role in counseling regulated industry clients and financial market participants on liquidity solutions, collateral and risk management methods, default scenarios, counterparty risk and adapting to new legal regimes.
Teresa’s commercial law practice includes all articles of the Uniform Commercial Code, with a special emphasis on Article 9 secured transactions. Teresa has honed her UCC knowledge as an active participant in UCC drafting committees, as a member of the Permanent Editorial Board for the UCC and as an adjunct professor teaching Secured Transactions at The University of Illinois College of Law. She is a nationally recognized speaker on UCC and other commercial law issues and is a co-author of a widely distributed annual Commercial Law Developments update.