Joe Silvia is senior counsel in Chapman’s Banking and Financial Services Department and a member of the firm’s Bank Corporate Group. His practice is focused on the representation financial institutions on general corporate matters, mergers, acquisitions, strategic transactions, fintech, and banking and consumer finance regulation.
Joe advises clients and writes and speaks to industry groups on topics related to the supervision and examination of banks and non-bank financial institutions, including the following areas:
- Bank Secrecy Act and anti-money laundering requirements
- Regulatory applications and approvals
- Control determinations
- Affiliate transactions
- Vendor management
Prior to joining Chapman, Joe practiced in the Chicago office of an Am Law 150 firm. Joe has also served as counsel in the Federal Reserve Bank of Chicago where he focused on bank, bank holding company, and savings and loan holding company supervision and regulation, as well as consumer finance and compliance matters.
Earlier in his career, Joe advised mortgage companies and other financial institutions on an array of regulatory and corporate matters. He gained substantial experience with consumer finance regulatory and transactional matters, including the alphabet soup of mortgage and consumer finance statutes and regulations. Joe was also a senior public policy specialist with the Mortgage Bankers Association, where he focused on legislative and regulatory compliance matters affecting the mortgage industry.
Joe is also an adjunct professor in consumer banking at Chicago-Kent College of Law.