Business Law 101 — What You Should Know about Banking Law

27 Min View By: Matthew G. Bisanz, John M. Geiringer, Joseph E. Silvia

In a new video series answering common business law questions from attorneys new to the field, Matthew G. Bisanz, John M. Geiringer, and Joseph E. Silvia provide an accessible and informative introduction to banking law. Beginning with the framework of the U.S.’s unusual dual banking system, they delve into the complexities of regulatory authority over different aspects of banking, as well as examination and enforcement in this context, distilling key themes and tips to keep in mind. Together, Bisanz, Geiringer, and Silvia illustrate how banks’ unique role in the U.S. economy means banking law involves “a different kind of lawyering.”

Read more about the video’s featured speakers below:

Matthew G. Bisanz is a bank regulatory partner in Mayer Brown’s Financial Services practice. He advises financial institutions on all major aspects of the operations of an insured depository institution, its affiliates, and its partners. Further, his practice extends to serving the other regulatory and risk management needs of financial institutions, including through his podcast on bank risk management practices, Credibly Challenged (www.crediblychallenged.com). Matt also is a certified public accountant and teaches accounting at University of Maryland Global Campus.

John M. Geiringer: As the regulatory section leader of Barack Ferrazzano’s Financial Institutions Group, John concentrates his practice on regulatory, governance and investigative matters involving financial institutions. He is a frequent speaker and author in the financial institutions area on issues surrounding banking regulations, examinations and enforcement actions. John teaches banking law and regulation at Chicago-Kent College of Law’s Graduate Program in Financial Services Law, and also teaches national security law and is the founding Co-Director of its Center for National Security and Human Rights Law. Prior to joining the firm in 1999, John was both a bank regulator and a compliance consultant.

Joseph E. Silvia (Partner, Dickinson Wright PLLC) advises financial institution clients on a variety of corporate and regulatory matters including mergers & acquisitions, securitizations, strategic transactions, governance, international banking, payments, anti-money laundering and sanctions compliance, and private equity and venture capital investments. He advises financial institutions, fintech companies, and corporations regarding risk and regulatory compliance, third party vendor management, consumer protection, digital currencies, blockchain, affiliate transactions, privacy, and retail and commercial banking. In this capacity, he advises on drafting and negotiation of vendor agreements, required disclosures, and agreements between financial institutions and their clients/customers/members.

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